IBEW Local 995
Baton Rouge, Louisiana
IBEW Local 995 Income Protection
Receive benefit payments if you suffer an injury, illness or death.
PLAN INFORMATION OVERVIEW
– Accident coverage pays a lump sum directly to the Member
– Critical Illness pays a lump sum directly to the Member
– Life Insurance w/ AD&D for Member, Spouse, and/or Child(ren)
No medical tests, questions, or underwriting to enroll; no active working member of the IBEW Local 995 can be denied coverage!
OUR CURRENT BENEFITS AREN’T ENOUGH
Members don’t get any financial benefits through the local when suffering an injury or critical illness.
Accident Coverage (for Members and their family)
There are ZERO benefits through the local for any accidents you suffer. This coverage being offered will pay you lump sum benefit payments to help with out of pocket expenses resulting from injuries, etc.
Critical Illness with Cancer (for Members and spouse)
There are ZERO benefits through the local for any critical illnesses you suffer. By enrolling in this coverage, you would receive a lump sum benefit payment if you suffer a covered critical illness.
LIFE INSURANCE
The Local 995 Death Benefit is minimal and might pay some burial expenses. Additional life insurance coverage would allow you to provide for your loved-ones.